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  <url>
    <loc>https://monetrax.co.ke/</loc>
    <lastmod>2026-11-04</lastmod>
    <image:image><image:loc>https://monetrax.co.ke/og-image.jpg</image:loc><image:title>Monetrax – M-Pesa and bank SMS money tracker</image:title></image:image>
    <image:image><image:loc>https://monetrax.co.ke/screenshots/dashboard.jpg</image:loc><image:title>Dashboard with today's money in, money out and quick actions</image:title></image:image>
    <image:image><image:loc>https://monetrax.co.ke/screenshots/reports-overview.jpg</image:loc><image:title>Reports that tell you in one sentence whether you spent more than came in</image:title></image:image>
    <image:image><image:loc>https://monetrax.co.ke/screenshots/reports-spending-habits.jpg</image:loc><image:title>Your biggest day, the days and times you spend most, and regular payments</image:title></image:image>
    <image:image><image:loc>https://monetrax.co.ke/screenshots/transaction-details.png</image:loc><image:title>Transaction detail with the original message and editable category</image:title></image:image>
    <image:image><image:loc>https://monetrax.co.ke/screenshots/merchants.jpg</image:loc><image:title>Merchants grouped by category with what you've spent at each</image:title></image:image>
    <image:image><image:loc>https://monetrax.co.ke/screenshots/settings.jpg</image:loc><image:title>Settings for SMS reading, alerts, the quick card and categories</image:title></image:image>
    <image:image><image:loc>https://monetrax.co.ke/screenshots/bills.jpg</image:loc><image:title>Bills and regular payments, with what's due in the next 30 days</image:title></image:image>
    <image:image><image:loc>https://monetrax.co.ke/screenshots/budgets.jpg</image:loc><image:title>Budgets that show what you've spent and what's left</image:title></image:image>
    <image:image><image:loc>https://monetrax.co.ke/screenshots/notifications.jpg</image:loc><image:title>Every payment Monetrax detects, grouped by day</image:title></image:image>
    <image:image><image:loc>https://monetrax.co.ke/screenshots/alert-settings.jpg</image:loc><image:title>Choose the alert sound, vibration and quick actions</image:title></image:image>
    <image:image><image:loc>https://monetrax.co.ke/screenshots/more-menu.jpg</image:loc><image:title>All the tools in one menu</image:title></image:image>
    <image:image><image:loc>https://monetrax.co.ke/screenshots/dashboard-menu.jpg</image:loc><image:title>Wallets, bills and moving to a new phone, one tap from the dashboard</image:title></image:image>
  </url>
  <url>
    <loc>https://monetrax.co.ke/privacy</loc>
    <lastmod>2026-10-25</lastmod>
  </url>
  <url>
    <loc>https://monetrax.co.ke/terms</loc>
    <lastmod>2026-11-03</lastmod>
  </url>
  <url>
    <loc>https://monetrax.co.ke/support</loc>
    <lastmod>2026-11-03</lastmod>
  </url>
  <url>
    <loc>https://monetrax.co.ke/permissions</loc>
    <lastmod>2026-10-25</lastmod>
  </url>
  <url>
    <loc>https://monetrax.co.ke/delete-data</loc>
    <lastmod>2026-10-25</lastmod>
  </url>
</urlset>
